Business and Commercial Loans

Business loans can be flexible and affordable. We take the time to understand your business and its needs and provide our professional advice.  We can recommend from a panel of lenders to provide simple, uncomplicated and competitively priced business loans.

Approved borrowers can gain access to fast finance for business investment at a lower cost than through most traditional sources.

Loans can provide finance for: 

  • New business investments;
  • Expansion and acquisition;
  • Obtaining working capital;
  • Restructuring of existing borrowing.

Our comprehensive service means we will:

  • Complete your loan application/banking package;
  • Deal directly with recommended lenders on your behalf; and
  • Provide an effective bridge in the delivery of personal service.

Security for the loan can either be residential or commercial property. There are no restrictions or fees on accelerated repayments (unless a loan is subject to fixed interest).

Fixed interest loans can usually be arranged from 1-5 years. Variable rate loans can generally be converted to fixed rates on one day's notice.

After discussing your options with our team, you'll receive tailored recommendations to suit your business and your future goals.

We provide a complete service covering all the paperwork, as well as driving the deal through when the finance is approved. So you'll save both time and money. Now that makes good business sense.

Ridell Pty Ltd (ACN 062 778 670) ATF DHR Trust & T&V Pty Ltd (ACN 603 440 768) ATF OP Trust ABN 88 355 151 729 T/A Ridgway Financial Services is a Credit Representative (475874) of Finconnect.  Finconnect (Australia) Pty Ltd, ABN 45 122 896 477 Australian Credit Licence 385888, a wholly owned subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.  Level 3E, Commonwealth Bank Place, 11 Harbour Street, Sydney NSW 2000.  P: 1300 665 676, F: 1300 457 703, E:

Lending services are authorised by Finconnect (Australia) Pty Ltd ABN 45 122 896 477 Australian Credit Licence No. 385888 a wholly owned subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124.  

General advice warning: The advice provided is general advice only as, in preparing it we did not take into account your investment objectives, financial situation or particular needs. Before making an investment decision on the basis of this advice, you should consider how appropriate the advice is to your particular investment needs, and objectives. You should also consider the relevant Product Disclosure Statement before making any decision relating to a financial product.  


Get in contact

  • Toowoomba Office

    101 Neil Street, Toowoomba, QLD, 4350
    Get Directions
    PO Box 2232, Toowoomba, QLD, 4350

    Telephone: (07) 4688 9111
    Fax: (07) 4688 9199