Business and Commercial Loans

Business loans can be flexible and affordable. We take the time to understand your business and its needs and provide our professional advice.  We can recommend from a panel of lenders to provide simple, uncomplicated and competitively priced business loans.

Approved borrowers can gain access to fast finance for business investment at a lower cost than through most traditional sources.

Loans can provide finance for: 

  • New business investments;
  • Expansion and acquisition;
  • Obtaining working capital;
  • Restructuring of existing borrowing.

Our comprehensive service means we will:

  • Complete your loan application/banking package;
  • Deal directly with recommended lenders on your behalf; and
  • Provide an effective bridge in the delivery of personal service.

Security for the loan can either be residential or commercial property. There are no restrictions or fees on accelerated repayments (unless a loan is subject to fixed interest).

Fixed interest loans can usually be arranged from 1-5 years. Variable rate loans can generally be converted to fixed rates on one day's notice.

After discussing your options with our team, you'll receive tailored recommendations to suit your business and your future goals.

We provide a complete service covering all the paperwork, as well as driving the deal through when the finance is approved. So you'll save both time and money. Now that makes good business sense.

Connective Member 

Lending services are provided as a Credit Representative of Connective Credit Services Pty Ltd.  Credit Representative 394233 is authorised under Australian Credit Licence 389328.
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Get in contact

  • Toowoomba Office

    Office: 
    101 Neil Street, Toowoomba, QLD, 4350
    Get Directions
    Postal: 
    PO Box 2232, Toowoomba, QLD, 4350

    Telephone: (07) 4688 9111
    Fax: (07) 4688 9199
    Email: info@ridgwayaccounting.com.au